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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,233 | $95,453-69.4% | $112,040-73.9% | $82,448-64.5% |
| Participation rate | 96.6% | 72.8%+23.8pp | 76.5%+20.1pp | 68.1%+28.5pp |
| Annual return | 26.44% | 23.92%+2.5pp | 24.52%+1.9pp | 41.64%-15.2pp |
| Employer contribution / active EE | $6,392 | $2,318+175.8% | $2,954+116.4% | $2,551+150.6% |
| Participant deferral / active EE | $8,413 | $4,224+99.2% | $5,098+65.0% | $4,139+103.3% |
| Admin fee / account holder | $381 | $9,013-95.8% | $12,098-96.8% | $7,234-94.7% |