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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,844 | $117,846-27.2% | $102,434-16.2% | $145,884-41.2% |
| Participation rate | 71.4% | 78.6%-7.2pp | 76.5%-5.1pp | 80.3%-8.9pp |
| Annual return | 11.99% | 31.90%-19.9pp | 29.46%-17.5pp | 551.85%-539.9pp |
| Employer contribution / active EE | $1,973 | $3,615-45.4% | $3,023-34.7% | $4,662-57.7% |
| Participant deferral / active EE | $5,727 | $5,733-0.1% | $5,055+13.3% | $6,690-14.4% |
| Admin fee / account holder | $470 | $13,356-96.5% | $9,462-95.0% | $13,392-96.5% |