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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,099 | $160,028-87.4% | $147,080-86.3% | $145,884-86.2% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 16.10% | 98.60%-82.5pp | 420.17%-404.1pp | 551.85%-535.8pp |
| Employer contribution / active EE | $1,593 | $5,286-69.9% | $4,933-67.7% | $4,662-65.8% |
| Participant deferral / active EE | $3,781 | $8,422-55.1% | $8,066-53.1% | $6,690-43.5% |
| Admin fee / account holder | $807 | $15,030-94.6% | $12,989-93.8% | $13,392-94.0% |