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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,964 | $162,136-76.0% | $152,301-74.4% | $154,746-74.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.92% | 91.02%-76.1pp | 80.50%-65.6pp | 172.34%-157.4pp |
| Employer contribution / active EE | $3,671 | $4,890-24.9% | $4,624-20.6% | $4,379-16.2% |
| Participant deferral / active EE | $7,213 | $8,341-13.5% | $8,004-9.9% | $6,730+7.2% |
| Admin fee / account holder | $10,781 | $15,759-31.6% | $14,398-25.1% | $14,365-25.0% |