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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,060 | $183,592+16.6% | $155,567+37.6% | $145,959+46.7% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 8.71% | 61.24%-52.5pp | 64.74%-56.0pp | 561.95%-553.2pp |
| Employer contribution / active EE | $14,207 | $5,315+167.3% | $4,674+204.0% | $4,661+204.8% |
| Participant deferral / active EE | $8,543 | $6,464+32.2% | $5,628+51.8% | $6,689+27.7% |
| Admin fee / account holder | $6,383 | $19,318-67.0% | $15,916-59.9% | $13,398-52.4% |