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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,060 | $183,539+16.6% | $155,556+37.6% | $145,897+46.7% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 8.71% | 61.31%-52.6pp | 64.84%-56.1pp | 552.29%-543.6pp |
| Employer contribution / active EE | $14,207 | $5,315+167.3% | $4,675+203.9% | $4,663+204.7% |
| Participant deferral / active EE | $8,543 | $6,467+32.1% | $5,631+51.7% | $6,689+27.7% |
| Admin fee / account holder | $6,383 | $19,275-66.9% | $15,885-59.8% | $13,390-52.3% |