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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,563 | $29,319-91.3% | $52,425-95.1% | $82,448-96.9% |
| Participation rate | 50.0% | 46.9%+3.1pp | 55.6%-5.6pp | 68.1%-18.1pp |
| Annual return | 29.96% | 535.20%-505.2pp | 302.12%-272.2pp | 41.64%-11.7pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $734 | $1,171-37.3% | $1,790-59.0% | $4,139-82.3% |
| Admin fee / account holder | $169 | $1,962-91.4% | $2,495-93.2% | $7,234-97.7% |