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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,435 | $183,539-88.9% | $155,556-86.9% | $145,897-86.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.26% | 61.31%-47.0pp | 64.84%-50.6pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,696 | $5,315-68.1% | $4,675-63.7% | $4,663-63.6% |
| Participant deferral / active EE | $6,143 | $6,467-5.0% | $5,631+9.1% | $6,689-8.2% |
| Admin fee / account holder | $4,635 | $19,275-76.0% | $15,885-70.8% | $13,390-65.4% |