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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,932 | $100,203-52.2% | $85,240-43.8% | $145,897-67.1% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 15.22% | 84.28%-69.1pp | 66.75%-51.5pp | 552.29%-537.1pp |
| Employer contribution / active EE | $3,609 | $3,242+11.3% | $2,735+31.9% | $4,663-22.6% |
| Participant deferral / active EE | $7,666 | $5,299+44.7% | $4,527+69.3% | $6,689+14.6% |
| Admin fee / account holder | $1,198 | $7,265-83.5% | $6,165-80.6% | $13,390-91.1% |