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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,244 | $59,448-28.9% | $93,696-54.9% | $74,459-43.3% |
| Participation rate | 20.2% | 59.6%-39.4pp | 68.7%-48.5pp | 67.2%-47.0pp |
| Annual return | 17.79% | 82.11%-64.3pp | 133.74%-116.0pp | 1369.70%-1351.9pp |
| Employer contribution / active EE | $698 | $1,266-44.9% | $2,422-71.2% | $2,626-73.4% |
| Participant deferral / active EE | $1,388 | $3,052-54.5% | $4,417-68.6% | $4,350-68.1% |
| Admin fee / account holder | $1,793 | $3,027-40.8% | $8,287-78.4% | $1,945-7.8% |