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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,113 | $183,539-81.4% | $155,556-78.1% | $145,897-76.6% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 0.56% | 61.31%-60.7pp | 64.84%-64.3pp | 552.29%-551.7pp |
| Employer contribution / active EE | $1,592 | $5,315-70.1% | $4,675-66.0% | $4,663-65.9% |
| Participant deferral / active EE | $10,003 | $6,467+54.7% | $5,631+77.7% | $6,689+49.5% |
| Admin fee / account holder | $179 | $19,275-99.1% | $15,885-98.9% | $13,390-98.7% |