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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,099 | $136,860-14.4% | $120,344-2.7% | $154,746-24.3% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 7.23% | 21.38%-14.1pp | 20.30%-13.1pp | 172.34%-165.1pp |
| Employer contribution / active EE | $1,150 | $3,533-67.4% | $3,020-61.9% | $4,379-73.7% |
| Participant deferral / active EE | $2,299 | $5,793-60.3% | $5,135-55.2% | $6,730-65.8% |
| Admin fee / account holder | $591 | $15,393-96.2% | $12,742-95.4% | $14,365-95.9% |