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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,099 | $124,425-5.9% | $112,040+4.5% | $137,256-14.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 7.23% | 24.72%-17.5pp | 24.52%-17.3pp | 220.34%-213.1pp |
| Employer contribution / active EE | $1,150 | $3,411-66.3% | $2,954-61.1% | $4,156-72.3% |
| Participant deferral / active EE | $2,299 | $5,718-59.8% | $5,098-54.9% | $6,407-64.1% |
| Admin fee / account holder | $591 | $15,207-96.1% | $12,098-95.1% | $12,270-95.2% |