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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,819 | $172,111-86.2% | $150,298-84.2% | $137,256-82.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.50% | 69.37%-59.9pp | 62.79%-53.3pp | 220.34%-210.8pp |
| Employer contribution / active EE | $1,556 | $4,636-66.4% | $4,154-62.5% | $4,156-62.6% |
| Participant deferral / active EE | $1,780 | $6,166-71.1% | $5,453-67.4% | $6,407-72.2% |
| Admin fee / account holder | $13,267 | $16,471-19.5% | $14,116-6.0% | $12,270+8.1% |