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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,967 | $107,421-74.0% | $182,262-84.7% | $94,015-70.3% |
| Participation rate | 87.5% | 77.8%+9.7pp | 84.2%+3.3pp | 70.8%+16.7pp |
| Annual return | 15.16% | 21.32%-6.2pp | 140.60%-125.4pp | 17.84%-2.7pp |
| Employer contribution / active EE | $1,531 | $3,448-55.6% | $5,046-69.7% | $2,790-45.1% |
| Participant deferral / active EE | $4,541 | $6,558-30.8% | $8,276-45.1% | $4,249+6.9% |
| Admin fee / account holder | $2,550 | $8,692-70.7% | $16,712-84.7% | $8,951-71.5% |