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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,989 | $115,225+4.1% | $100,712+19.1% | $138,895-13.6% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 16.05% | 40.35%-24.3pp | 33.27%-17.2pp | 145.39%-129.3pp |
| Employer contribution / active EE | $2,030 | $2,771-26.7% | $2,313-12.2% | $4,194-51.6% |
| Participant deferral / active EE | $7,130 | $4,699+51.7% | $4,085+74.5% | $6,396+11.5% |
| Admin fee / account holder | $9,720 | $10,844-10.4% | $9,256+5.0% | $12,562-22.6% |