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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,658 | $86,940-92.3% | $102,434-93.5% | $80,935-91.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 16.41% | 18.89%-2.5pp | 29.46%-13.1pp | 35.66%-19.3pp |
| Employer contribution / active EE | $1,761 | $2,370-25.7% | $3,023-41.8% | $2,757-36.1% |
| Participant deferral / active EE | $2,144 | $4,121-48.0% | $5,055-57.6% | $4,299-50.1% |
| Admin fee / account holder | $408 | $8,047-94.9% | $9,462-95.7% | $6,924-94.1% |