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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,074 | $185,312-3.9% | $161,489+10.3% | $154,746+15.1% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 22.41% | 103.84%-81.4pp | 89.72%-67.3pp | 172.34%-149.9pp |
| Employer contribution / active EE | $5,582 | $4,769+17.0% | $4,268+30.8% | $4,379+27.5% |
| Participant deferral / active EE | $12,610 | $6,350+98.6% | $5,630+124.0% | $6,730+87.4% |
| Admin fee / account holder | $2,560 | $18,654-86.3% | $16,006-84.0% | $14,365-82.2% |