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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,074 | $181,062-1.7% | $158,223+12.5% | $155,188+14.7% |
| Participation rate | 50.0% | 82.7%-32.7pp | 79.2%-29.2pp | 80.8%-30.8pp |
| Annual return | 22.41% | 57.39%-35.0pp | 52.09%-29.7pp | 148.84%-126.4pp |
| Employer contribution / active EE | $5,582 | $4,565+22.3% | $4,109+35.8% | $4,248+31.4% |
| Participant deferral / active EE | $12,610 | $6,134+105.6% | $5,467+130.7% | $6,531+93.1% |
| Admin fee / account holder | $2,560 | $18,825-86.4% | $16,047-84.1% | $14,480-82.3% |