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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,184 | $201,344-69.1% | $184,243-66.2% | $145,877-57.4% |
| Participation rate | 69.6% | 87.5%-17.9pp | 86.8%-17.3pp | 80.3%-10.7pp |
| Annual return | 13.51% | 29.01%-15.5pp | 28.82%-15.3pp | 551.28%-537.8pp |
| Employer contribution / active EE | $4,340 | $7,022-38.2% | $6,427-32.5% | $4,663-6.9% |
| Participant deferral / active EE | $10,631 | $9,807+8.4% | $9,132+16.4% | $6,691+58.9% |
| Admin fee / account holder | $12,784 | $16,382-22.0% | $13,914-8.1% | $13,402-4.6% |