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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,184 | $201,370-69.1% | $184,256-66.3% | $145,897-57.4% |
| Participation rate | 69.6% | 87.5%-17.9pp | 86.8%-17.3pp | 80.3%-10.7pp |
| Annual return | 13.51% | 29.05%-15.5pp | 28.85%-15.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $4,340 | $7,024-38.2% | $6,427-32.5% | $4,663-6.9% |
| Participant deferral / active EE | $10,631 | $9,808+8.4% | $9,133+16.4% | $6,689+58.9% |
| Admin fee / account holder | $12,784 | $16,364-21.9% | $13,899-8.0% | $13,390-4.5% |