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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,761 | $154,228-58.0% | $145,433-55.5% | $137,256-52.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.38% | 74.59%-55.2pp | 66.58%-47.2pp | 220.34%-201.0pp |
| Employer contribution / active EE | $6,790 | $4,804+41.3% | $4,554+49.1% | $4,156+63.4% |
| Participant deferral / active EE | $7,349 | $8,216-10.6% | $7,897-6.9% | $6,407+14.7% |
| Admin fee / account holder | $1,118 | $14,344-92.2% | $13,129-91.5% | $12,270-90.9% |