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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,467 | $160,070-2.3% | $147,117+6.4% | $145,897+7.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.91% | 98.69%-80.8pp | 420.54%-402.6pp | 552.29%-534.4pp |
| Employer contribution / active EE | $18,056 | $5,285+241.7% | $4,932+266.1% | $4,663+287.2% |
| Participant deferral / active EE | $10,896 | $8,419+29.4% | $8,065+35.1% | $6,689+62.9% |
| Admin fee / account holder | $1,375 | $15,035-90.9% | $12,993-89.4% | $13,390-89.7% |