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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,835 | $201,259-84.2% | $184,200-82.7% | $145,959-78.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.30% | 28.98%-18.7pp | 28.80%-18.5pp | 561.95%-551.6pp |
| Employer contribution / active EE | $1,146 | $7,018-83.7% | $6,424-82.2% | $4,661-75.4% |
| Participant deferral / active EE | $7,600 | $9,806-22.5% | $9,132-16.8% | $6,689+13.6% |
| Admin fee / account holder | $18,589 | $16,372+13.5% | $13,907+33.7% | $13,398+38.7% |