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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,316 | $100,970-54.1% | $96,576-52.0% | $137,256-66.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 6.63% | 38.16%-31.5pp | 38.47%-31.8pp | 220.34%-213.7pp |
| Employer contribution / active EE | $3,267 | $3,809-14.2% | $3,553-8.1% | $4,156-21.4% |
| Participant deferral / active EE | $3,690 | $8,286-55.5% | $7,956-53.6% | $6,407-42.4% |
| Admin fee / account holder | $179,148 | $11,312+1483.7% | $11,381+1474.1% | $12,270+1360.0% |