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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,639 | $160,040-80.2% | $147,096-78.5% | $145,877-78.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.77% | 98.49%-86.7pp | 419.75%-408.0pp | 551.28%-539.5pp |
| Employer contribution / active EE | $1,791 | $5,289-66.1% | $4,936-63.7% | $4,663-61.6% |
| Participant deferral / active EE | $3,768 | $8,429-55.3% | $8,071-53.3% | $6,691-43.7% |
| Admin fee / account holder | $413 | $15,050-97.3% | $13,005-96.8% | $13,402-96.9% |