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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,609 | $154,754-52.4% | $124,206-40.7% | $138,895-47.0% |
| Participation rate | 85.0% | 75.5%+9.5pp | 69.6%+15.4pp | 79.9%+5.1pp |
| Annual return | 20.26% | 709.28%-689.0pp | 515.27%-495.0pp | 145.39%-125.1pp |
| Employer contribution / active EE | $6,172 | $4,446+38.8% | $3,540+74.3% | $4,194+47.1% |
| Participant deferral / active EE | $2,819 | $4,621-39.0% | $3,968-28.9% | $6,396-55.9% |
| Admin fee / account holder | $878 | $6,690-86.9% | $5,929-85.2% | $12,562-93.0% |