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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,162 | $160,028-81.2% | $147,080-79.5% | $145,884-79.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.94% | 98.60%-84.7pp | 420.17%-406.2pp | 551.85%-537.9pp |
| Employer contribution / active EE | $5,221 | $5,286-1.2% | $4,933+5.8% | $4,662+12.0% |
| Participant deferral / active EE | $12,192 | $8,422+44.8% | $8,066+51.1% | $6,690+82.3% |
| Admin fee / account holder | $4,458 | $15,030-70.3% | $12,989-65.7% | $13,392-66.7% |