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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,657 | $100,073+314.4% | $85,126+387.1% | $145,877+184.3% |
| Participation rate | 10.0% | 74.1%-64.1pp | 67.5%-57.5pp | 80.3%-70.3pp |
| Annual return | 15.81% | 84.11%-68.3pp | 66.63%-50.8pp | 551.28%-535.5pp |
| Employer contribution / active EE | $1,404 | $3,236-56.6% | $2,731-48.6% | $4,663-69.9% |
| Participant deferral / active EE | $1,404 | $5,294-73.5% | $4,523-69.0% | $6,691-79.0% |
| Admin fee / account holder | $60 | $7,261-99.2% | $6,160-99.0% | $13,402-99.6% |