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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,483 | $184,014+122.0% | $161,149+153.5% | $138,895+194.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 11.60% | 21.52%-9.9pp | 21.16%-9.6pp | 145.39%-133.8pp |
| Employer contribution / active EE | $34,542 | $5,055+583.3% | $4,360+692.2% | $4,194+723.6% |
| Participant deferral / active EE | $15,933 | $6,909+130.6% | $6,153+158.9% | $6,396+149.1% |
| Admin fee / account holder | $2,189 | $18,027-87.9% | $15,194-85.6% | $12,562-82.6% |