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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,620 | $102,385-71.1% | $147,080-79.9% | $80,935-63.4% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 26.31% | 135.09%-108.8pp | 420.17%-393.9pp | 35.66%-9.3pp |
| Employer contribution / active EE | $4,740 | $3,717+27.5% | $4,933-3.9% | $2,757+72.0% |
| Participant deferral / active EE | $10,587 | $6,651+59.2% | $8,066+31.2% | $4,299+146.2% |
| Admin fee / account holder | $2,365 | $7,951-70.3% | $12,989-81.8% | $6,924-65.9% |