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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,901 | $72,071+42.8% | $68,368+50.5% | $137,256-25.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 19.92% | 353.14%-333.2pp | 292.57%-272.7pp | 220.34%-200.4pp |
| Employer contribution / active EE | $915 | $2,788-67.2% | $2,649-65.5% | $4,156-78.0% |
| Participant deferral / active EE | $7,217 | $4,410+63.7% | $4,123+75.1% | $6,407+12.7% |
| Admin fee / account holder | $3,843 | $5,336-28.0% | $5,150-25.4% | $12,270-68.7% |