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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,393 | $117,829-21.6% | $102,423-9.8% | $145,877-36.7% |
| Participation rate | 33.3% | 78.6%-45.3pp | 76.5%-43.2pp | 80.3%-47.0pp |
| Annual return | 8.97% | 31.83%-22.9pp | 29.42%-20.5pp | 551.28%-542.3pp |
| Employer contribution / active EE | $1,437 | $3,615-60.2% | $3,023-52.5% | $4,663-69.2% |
| Participant deferral / active EE | $2,059 | $5,732-64.1% | $5,054-59.3% | $6,691-69.2% |
| Admin fee / account holder | $526 | $13,335-96.1% | $9,455-94.4% | $13,402-96.1% |