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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,846 | $97,765-71.5% | $103,486-73.1% | $145,884-80.9% |
| Participation rate | 88.2% | 81.1%+7.1pp | 80.5%+7.7pp | 80.3%+7.9pp |
| Annual return | 20.25% | 25.44%-5.2pp | 23.93%-3.7pp | 551.85%-531.6pp |
| Employer contribution / active EE | $2,471 | $4,687-47.3% | $4,679-47.2% | $4,662-47.0% |
| Participant deferral / active EE | $9,878 | $6,606+49.5% | $6,628+49.0% | $6,690+47.7% |
| Admin fee / account holder | $6,493 | $12,505-48.1% | $9,354-30.6% | $13,392-51.5% |