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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,846 | $97,751-71.5% | $103,431-73.1% | $145,978-80.9% |
| Participation rate | 88.2% | 81.1%+7.1pp | 80.5%+7.7pp | 80.3%+7.9pp |
| Annual return | 20.25% | 25.43%-5.2pp | 23.92%-3.7pp | 550.52%-530.3pp |
| Employer contribution / active EE | $2,471 | $4,684-47.3% | $4,678-47.2% | $4,662-47.0% |
| Participant deferral / active EE | $9,878 | $6,603+49.6% | $6,625+49.1% | $6,690+47.7% |
| Admin fee / account holder | $6,493 | $12,515-48.1% | $9,412-31.0% | $13,400-51.5% |