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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,161 | $86,949-36.6% | $102,460-46.2% | $80,959-31.9% |
| Participation rate | 92.5% | 72.4%+20.1pp | 76.5%+15.9pp | 67.7%+24.8pp |
| Annual return | 8.78% | 18.89%-10.1pp | 29.47%-20.7pp | 35.67%-26.9pp |
| Employer contribution / active EE | $829 | $2,370-65.0% | $3,025-72.6% | $2,757-69.9% |
| Participant deferral / active EE | $3,315 | $4,121-19.6% | $5,056-34.4% | $4,300-22.9% |
| Admin fee / account holder | $16,061 | $8,048+99.6% | $9,460+69.8% | $6,925+131.9% |