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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,161 | $86,938-36.6% | $102,423-46.1% | $80,925-31.8% |
| Participation rate | 92.5% | 72.4%+20.1pp | 76.5%+16.0pp | 67.7%+24.8pp |
| Annual return | 8.78% | 18.89%-10.1pp | 29.42%-20.6pp | 35.65%-26.9pp |
| Employer contribution / active EE | $829 | $2,369-65.0% | $3,023-72.6% | $2,756-69.9% |
| Participant deferral / active EE | $3,315 | $4,120-19.6% | $5,054-34.4% | $4,299-22.9% |
| Admin fee / account holder | $16,061 | $8,053+99.4% | $9,455+69.9% | $6,940+131.4% |