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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $599 | $36,595-98.4% | $88,179-99.3% | $71,012-99.2% |
| Participation rate | 75.9% | 29.2%+46.7pp | 69.1%+6.7pp | 58.6%+17.3pp |
| Annual return | 58.79% | 61.46%-2.7pp | 64.97%-6.2pp | 37.67%+21.1pp |
| Employer contribution / active EE | $0 | $787-100.0% | $2,549-100.0% | $2,348-100.0% |
| Participant deferral / active EE | $655 | $1,195-45.1% | $4,614-85.8% | $3,246-79.8% |
| Admin fee / account holder | $138 | $2,755-95.0% | $7,673-98.2% | $1,167-88.2% |