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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,674 | $183,516-89.8% | $155,534-88.0% | $145,884-87.2% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 13.91% | 61.43%-47.5pp | 64.92%-51.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $521 | $5,315-90.2% | $4,675-88.9% | $4,662-88.8% |
| Participant deferral / active EE | $6,416 | $6,467-0.8% | $5,630+14.0% | $6,690-4.1% |
| Admin fee / account holder | $2,669 | $19,293-86.2% | $15,900-83.2% | $13,392-80.1% |