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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,799 | $183,539-50.0% | $155,556-41.0% | $145,897-37.1% |
| Participation rate | 53.3% | 82.7%-29.4pp | 78.2%-24.9pp | 80.3%-27.0pp |
| Annual return | 19.09% | 61.31%-42.2pp | 64.84%-45.7pp | 552.29%-533.2pp |
| Employer contribution / active EE | $1,522 | $5,315-71.4% | $4,675-67.5% | $4,663-67.4% |
| Participant deferral / active EE | $5,363 | $6,467-17.1% | $5,631-4.8% | $6,689-19.8% |
| Admin fee / account holder | $1,421 | $19,275-92.6% | $15,885-91.1% | $13,390-89.4% |