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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,675 | $112,596-63.9% | $152,301-73.3% | $64,728-37.2% |
| Participation rate | 31.0% | 63.6%-32.7pp | 82.4%-51.5pp | 57.9%-26.9pp |
| Annual return | 16.86% | 23.76%-6.9pp | 80.50%-63.6pp | 49.38%-32.5pp |
| Employer contribution / active EE | $888 | $3,716-76.1% | $4,624-80.8% | $2,243-60.4% |
| Participant deferral / active EE | $1,827 | $6,075-69.9% | $8,004-77.2% | $2,729-33.1% |
| Admin fee / account holder | $1,147 | $996+15.1% | $14,398-92.0% | $1,145+0.2% |