Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,055 | $53,063-94.2% | $124,206-97.5% | $82,637-96.3% |
| Participation rate | 63.5% | 58.4%+5.1pp | 69.6%-6.1pp | 68.1%-4.6pp |
| Annual return | 17.42% | 68.87%-51.5pp | 515.27%-497.9pp | 53.51%-36.1pp |
| Employer contribution / active EE | $0 | $1,530-100.0% | $3,540-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,322 | $2,644-50.0% | $3,968-66.7% | $4,126-67.9% |
| Admin fee / account holder | $881 | $4,281-79.4% | $5,929-85.1% | $7,339-88.0% |