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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,255 | $185,312-21.6% | $161,489-10.1% | $154,746-6.1% |
| Participation rate | 72.7% | 82.5%-9.7pp | 78.7%-6.0pp | 80.7%-8.0pp |
| Annual return | 6.13% | 103.84%-97.7pp | 89.72%-83.6pp | 172.34%-166.2pp |
| Employer contribution / active EE | $8,536 | $4,769+79.0% | $4,268+100.0% | $4,379+94.9% |
| Participant deferral / active EE | $6,572 | $6,350+3.5% | $5,630+16.7% | $6,730-2.4% |
| Admin fee / account holder | $1,650 | $18,654-91.2% | $16,006-89.7% | $14,365-88.5% |