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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,328 | $212,386+50.8% | $199,883+60.3% | $138,895+130.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 79.56% | 47.75%+31.8pp | 43.81%+35.8pp | 145.39%-65.8pp |
| Employer contribution / active EE | $37,910 | $6,625+472.3% | $6,261+505.5% | $4,194+803.9% |
| Participant deferral / active EE | $22,805 | $9,617+137.1% | $9,138+149.5% | $6,396+256.5% |
| Admin fee / account holder | $2,464 | $18,233-86.5% | $17,268-85.7% | $12,562-80.4% |