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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,378 | $180,749-0.8% | $160,784+11.6% | $137,256+30.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 24.53% | 2234.46%-2209.9pp | 1803.92%-1779.4pp | 220.34%-195.8pp |
| Employer contribution / active EE | $2,278 | $4,155-45.2% | $3,733-39.0% | $4,156-45.2% |
| Participant deferral / active EE | $7,486 | $6,844+9.4% | $6,293+19.0% | $6,407+16.8% |
| Admin fee / account holder | $788 | $10,397-92.4% | $9,717-91.9% | $12,270-93.6% |