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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,538 | $124,425+29.0% | $112,040+43.3% | $137,256+17.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 13.70% | 24.72%-11.0pp | 24.52%-10.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $2,215 | $3,411-35.1% | $2,954-25.0% | $4,156-46.7% |
| Participant deferral / active EE | $7,883 | $5,718+37.8% | $5,098+54.6% | $6,407+23.0% |
| Admin fee / account holder | $755 | $15,207-95.0% | $12,098-93.8% | $12,270-93.8% |