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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,422 | $117,895+49.6% | $102,460+72.2% | $145,897+20.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.09% | 31.92%-23.8pp | 29.47%-21.4pp | 552.29%-544.2pp |
| Employer contribution / active EE | $1,322 | $3,619-63.5% | $3,025-56.3% | $4,663-71.6% |
| Participant deferral / active EE | $11,753 | $5,736+104.9% | $5,056+132.5% | $6,689+75.7% |
| Admin fee / account holder | $862 | $13,353-93.5% | $9,460-90.9% | $13,390-93.6% |