Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,595 | $69,590-57.5% | $136,867-78.4% | $94,015-68.5% |
| Participation rate | 47.5% | 66.3%-18.9pp | 74.5%-27.1pp | 70.8%-23.4pp |
| Annual return | 9.08% | 19.62%-10.5pp | 42.97%-33.9pp | 17.84%-8.8pp |
| Employer contribution / active EE | $917 | $2,396-61.7% | $3,547-74.1% | $2,790-67.1% |
| Participant deferral / active EE | $2,211 | $3,437-35.7% | $4,924-55.1% | $4,249-48.0% |
| Admin fee / account holder | $449 | $8,912-95.0% | $10,340-95.7% | $8,951-95.0% |