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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,741 | $110,410-47.7% | $102,437-43.6% | $145,897-60.4% |
| Participation rate | 63.6% | 77.9%-14.3pp | 74.5%-10.9pp | 80.3%-16.7pp |
| Annual return | 12.68% | 24.85%-12.2pp | 24.95%-12.3pp | 552.29%-539.6pp |
| Employer contribution / active EE | $2,233 | $4,217-47.0% | $3,871-42.3% | $4,663-52.1% |
| Participant deferral / active EE | $5,849 | $5,622+4.0% | $5,060+15.6% | $6,689-12.6% |
| Admin fee / account holder | $1,276 | $9,745-86.9% | $8,388-84.8% | $13,390-90.5% |