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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,277 | $117,846-82.8% | $102,434-80.2% | $145,884-86.1% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 14.00% | 31.90%-17.9pp | 29.46%-15.5pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,483 | $3,615-59.0% | $3,023-51.0% | $4,662-68.2% |
| Participant deferral / active EE | $2,479 | $5,733-56.8% | $5,055-51.0% | $6,690-62.9% |
| Admin fee / account holder | $145 | $13,356-98.9% | $9,462-98.5% | $13,392-98.9% |