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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,765 | $178,174-87.2% | $156,181-85.4% | $137,256-83.4% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.8%-3.8pp | 80.0%-5.0pp |
| Annual return | 18.37% | 84.19%-65.8pp | 64.87%-46.5pp | 220.34%-202.0pp |
| Employer contribution / active EE | $2,235 | $4,972-55.1% | $4,294-48.0% | $4,156-46.2% |
| Participant deferral / active EE | $5,057 | $6,888-26.6% | $6,132-17.5% | $6,407-21.1% |
| Admin fee / account holder | $1,341 | $17,404-92.3% | $14,586-90.8% | $12,270-89.1% |