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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,212 | $183,539-68.3% | $155,556-62.6% | $145,897-60.1% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 12.19% | 61.31%-49.1pp | 64.84%-52.7pp | 552.29%-540.1pp |
| Employer contribution / active EE | $1,252 | $5,315-76.4% | $4,675-73.2% | $4,663-73.1% |
| Participant deferral / active EE | $4,900 | $6,467-24.2% | $5,631-13.0% | $6,689-26.7% |
| Admin fee / account holder | $572 | $19,275-97.0% | $15,885-96.4% | $13,390-95.7% |