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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,127 | $183,516-43.8% | $155,534-33.7% | $145,884-29.3% |
| Participation rate | 63.6% | 82.7%-19.1pp | 78.2%-14.6pp | 80.3%-16.7pp |
| Annual return | 11.09% | 61.43%-50.3pp | 64.92%-53.8pp | 551.85%-540.8pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,355 | $6,467-32.6% | $5,630-22.6% | $6,690-34.9% |
| Admin fee / account holder | $18,437 | $19,293-4.4% | $15,900+16.0% | $13,392+37.7% |