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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,174 | $111,535-86.4% | $105,223-85.6% | $137,256-88.9% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.0%+17.8pp | 80.0%+12.9pp |
| Annual return | 24.42% | 237.85%-213.4pp | 180.65%-156.2pp | 220.34%-195.9pp |
| Employer contribution / active EE | $1,532 | $3,939-61.1% | $3,689-58.5% | $4,156-63.1% |
| Participant deferral / active EE | $3,277 | $5,500-40.4% | $5,072-35.4% | $6,407-48.8% |
| Admin fee / account holder | $350 | $9,721-96.4% | $8,859-96.1% | $12,270-97.2% |