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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,713 | $51,638-73.4% | $68,368-79.9% | $82,448-83.4% |
| Participation rate | 94.5% | 63.6%+30.9pp | 73.8%+20.8pp | 68.1%+26.5pp |
| Annual return | 17.27% | 37.53%-20.3pp | 292.57%-275.3pp | 41.64%-24.4pp |
| Employer contribution / active EE | $2,104 | $2,047+2.8% | $2,649-20.6% | $2,551-17.5% |
| Participant deferral / active EE | $2,855 | $2,914-2.0% | $4,123-30.8% | $4,139-31.0% |
| Admin fee / account holder | $753 | $4,643-83.8% | $5,150-85.4% | $7,234-89.6% |