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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,596 | $183,592-50.1% | $155,567-41.1% | $145,959-37.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.50% | 61.24%-47.7pp | 64.74%-51.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $9,901 | $5,315+86.3% | $4,674+111.8% | $4,661+112.4% |
| Participant deferral / active EE | $10,715 | $6,464+65.8% | $5,628+90.4% | $6,689+60.2% |
| Admin fee / account holder | $1,399 | $19,318-92.8% | $15,916-91.2% | $13,398-89.6% |