Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,837 | $122,042-69.0% | $184,260-79.5% | $74,459-49.2% |
| Participation rate | 62.3% | 85.5%-23.1pp | 86.8%-24.5pp | 67.2%-4.9pp |
| Annual return | 29.63% | 19.91%+9.7pp | 28.84%+0.8pp | 1369.70%-1340.1pp |
| Employer contribution / active EE | $1,263 | $4,537-72.2% | $6,427-80.3% | $2,626-51.9% |
| Participant deferral / active EE | $5,263 | $7,143-26.3% | $9,133-42.4% | $4,350+21.0% |
| Admin fee / account holder | $741 | $1,252-40.8% | $13,898-94.7% | $1,945-61.9% |